| Self Cert Mortgages Self Certification Mortgages |
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| Self Cert Mortgages You may have heard of Self Certification, or Self Cert Mortgages. These can be a great solution if you have been unable to obtain a normal high street mortgage. Self Cert mortgages do not require you to prove your income. This can be invaluable if you are self employed or cannot prove your income for whatever reason. How to get one? Self cert mortgages would normally be set up by a qualified and registered broker. A good broker will listen to your needs then scour the market for the best deal, taking into account all the relevant factors. Most brokers will do the paperwork for you and give you the form to sign. You are responsible for making sure you can afford the payments based on the income you declare. With a true self cert mortgages, the lender will not make any enquiries on to your income. They will however carry out credit scoring so you will need to make sure you will pass that. Find a Broker Self cert mortgages are also useful for property investors who don't have a full time "job" apart from their investments. |
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| New Service Apply for a mortgage online, fill in a simple form and submit to waiting brokers who will go to the market and find the best deal for you - whatever your credit status. Buy to let is also available Let our brokers to all the hard work! Apply Now |
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| Self Certification, or Self Cert Mortgages |
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